Over 20 years of operation in Kyrgyzstan, FINCA Bank has participated in associations influencing financial market development. The company was one of the first to endorse initiatives by both local and international partners aimed at consumer protection in the financial sector.

Technological partners

The CJSC “FINCA Bank” has established partnership relations with leading companies in the field of software and equipment

“Finance Soft” is the leading developer of banking software in Kyrgyzstan and has broad experience in the development, implementation and maintenance of financial solutions.
The company’s extensive experience of migrating existing banking systems to its software products allows us to make positive conclusions about the decrease in operational and information risks. It also leads to greater client satisfaction.

The key products of the company are:

  • “The Unified Base” software
  • “Online Bank” software

The company’s software products enable our clients to automate their activities and increase the speed and quality of the services they provide.

ELSOM e-wallet is a virtual account represented by the number of the mobile device which enables one to make payments, deposits, replenish another e-wallet and withdraw cash electronically. It covers the capacities of a bank account, but it offers an easier and more convenient method of carrying out financial operations using mobile technologies. Our clients have an opportunity at any time and place provided that the mobile network is accessible.
The mission of ELSOM is to make financial services available for everyone.

CJSC “Interbank Processing Center” is the hardware and software provider of ELCART, the national payment system of the Kyrgyz Republic. ELCART is used for processing transactions conducted using national banking payment cards “Elcart” valid within the country as a whole, as well as cards of other systems integrated with the system of the Unified Interbank Processing Center.

The main goal of the Unified Interbank Processing Center project was to create the national payments system using banking payment cards valid within the country.

Green Light is the system integrator in the field of information technology on the territory of Central Asia. We solve clients’ business tasks using technologies of leading global producers. Our customers are ranked among the top-100 organizations of Kyrgyzstan in terms of volume of their business.

Employees of Green Light undergo an audit in respect of their compliance with the requirements to quality set by the Cisco Systems, Microsoft, VMware and Intel on annual basis. Their professionalism is confirmed by internationally recognized certificates.

Softline is the leading supplier of IT solutions and services working on the markets of Eastern Europe, Central Asia, America, India and Southeast Asia. We offer private and public cloud solutions, complex technology solutions, software licensing, delivery of the hardware and related services in Kyrgyzstan since 2005.

Local Partners

Over many years FINCA Bank has built and maintained relations with local institutions

The OJSC “Guarantiyniy Fond” [“The Guarantee Fund”] was set up by an Executive Order of the Government of the Kyrgyz Republic of June 23, 2016.
The Guarantee Fund provides assistance to businesses representing small- and medium-sized enterprises by means of providing additional collateral. The Fund increases the accessibility of loans by providing a guarantee in cases when the client lacks the means of providing collateral.

FINCA Bank has been a partner of the Credit Information Users Association since its establishment in 2003. The Credit Information Users Association is the first credit information bureau in the CIS to publish credit reports. The mission of the Credit Information Users Association is to develop a reliable database of credit histories to enhance trust and improve conditions in the financial sector.

The Association of Microfinance Institutions was established in 2005 on FINCA’s initiative. The association unites efforts of microfinance institutions to increase the degree of accessibility of credit resources for the legal and physical persons of the Kyrgyz Republic, reduce credit risks and achieve realization of joint projects and protection of the interests of microfinance organizations.

Since 2004, FINCA Bank has been a member of the International Business Council (IBC). The IBC is the biggest business association in Kyrgyzstan and was established in December 2000. The goal of the International Business Center is to promote economic development. The Association unites over 140 companies; it actively supports the process of economic reforms and supports favorable conditions for business.

The Union of Banks of Kyrgyzstan is a voluntary association of the commercial banks and finance and credit institutions. The Union of Banks drafts, discusses and initiates regulatory-legal acts, makes proposals, provides expertise on draft laws, interacts with their authors and provides organizational, informational-analytical, methodological and legal support to the members of the Union of Banks.

In 2005, FINCA Bank became a member of AmCham (The American Chamber of Commerce), which provides information on prospective business projects to potential investors while supporting Kyrgyz product and service producers and distributors to find partners among successful companies and businesses from the USA and other foreign countries.


Since 2016, FINCA Bank has been a member of the Chamber of Commerce and Industry of the Kyrgyz Republic. The Chamber of Commerce and Industry of the Kyrgyz Republic is a member of the International Council of the Chambers of Commerce and Industry and Economic Chambers of the CIS countries, Baltic States, Eastern and Central Europe, a member of the Islamic Chamber of Commerce and Industry and a member of the Chamber of Commerce and Industry of the ECO.
The Chamber has long-term cooperation agreements with business chambers in more than 50 countries.

International Shareholders

Socially-responsible international financial agencies are involved in the development of FINCA Bank and the wider community in Kyrgyzstan