Secure the future of your child by starting saving today!
- Currency– Kyrgyz Soms, Russian Rubles or US Dollars;
- Minimum initial contribution– KGS 1,000 / RUB 1,000 / USD 20;
- Maximum initial contribution– KGS 700,000 / RUB 700,000 / USD 10,000;
- Maximum monthly replenishment – KGS 70,000 / RUB 70,000 / USD 1,000;
- Deposit period– 6 to 36 months;
- At the end of the deposit period – transfer of interest and principal to call account;
- Interest payment: at the end of the deposit period;
- Compounding (increase of deposit amount by the amount of interest accrued) at the end of calendar year: December 31;
- No partial withdrawal of deposit funds;
- Interest accrual basis: 365 days;
Effective interest rate in KGS is up to 9,56%
Effective interest rate in USD is up to 3.85%
Effective interest rate in RUB is up to 6.32%
Interest rates on fixed-term deposits in %:
|Currency/Period||6-8 month||9-11 month||12-17 month||18-23 month||24-36 month|
|In KGS (soms)||5,5%||6,5%||8,5%||9,5%||10,5%|
|In US dollars||2%||2,5%||3%||3,5%||4%|
|In Russian roubles||4,5%||5,5%||6,5%||6,5%||–|
|Early withdrawal (termination of the deposit)||Up to and including 3 months – 0%
In excess of 3 month 50% of accrued interest is paid out
*these interest rates are valid for the period from September 09, 2019, to November 07, 2019 (during the promotional campaign devoted to the World Day of Savings).
Advantages of being served at FINCA Bank:
- Access to the money in any branch of FINCA Bank — there are 24 branches in all the regions of Kyrgyzstan;
- International practice of responsible financing for over 30 years;
- Trust and confidence of over 2 200 000 FINCA clients in 20 countries across the globe;
- Compliance with the Client Protection Principles — certified by the Smart Campaign.
CJSC “FINCA Bank” is a participant of the Deposit Protection System. According to the Law of the Kyrgyz Republic “On protection of bank deposits”, the deposits of the physical persons (including interest) placed in the banks-participan of the deposit protection system, under guarantee event a compensation to be paid in amount up to 200 thousand som.