Create your own untouchable money balance which can become a financial pillow in different situations of life!
The terms and conditions of the savings deposit:
- Currency of contribution – soms, rubles and USD;
- Minimal amount – 1000 soms/ 20 US dollars/ 2 000 Russian rubles;
- Maximal amount of monthly replenishment is 500 000 soms/ 10 000 USD/ 500 000 Russian roubles;
- Timeframe – from 3 months to 36 months;
- At the end of the deposit period – the transfer of interest and principal to a demand deposit;
- Payment of interest – at the end of the deposit period;
- Capitalization of interest (increase of the amount of the deposit by the amount of the accrued interest) takes place at the end of each calendar year (December 31);
- There is no provision of partial cash withdrawal from the deposit account.
Effective interest rate in soms (per year) – 9,14%
Effective interest rate in rubles (per year) – 5,84%
Effective interest rate in USD (per year) – 2,91%
Interest rates on fixed-term deposits in %:
|Currency||Amount||3-5 month||6-8 month||9-11 month||12-17 month||18-23 month||24-36 month|
|In KGS (soms)||from 1 000 – 1 000 000||2%||5%||6%||8%||9%||10%|
|In US dollars||from 20 – 15 000||0,50%||1,00%||1,50%||2,00%||2,50%||3,00%|
|In Russian roubles||from 2 000 – 1 000 000||3,00%||4,00%||5,00%||6,00%||6,00%||–|
|In the case if the deposit amount is more than||10 000 US dollars||There is an opportunity of setting individual interest rates|
|Early withdrawal (termination of the deposit)||Less than 3 months – 0%
After more than 3 months – 30% of the accrued interest shall be paid
*these interest rates are valid for the period from September 09, 2019, to November 07, 2019 (during the promotional campaign devoted to the World Day of Savings).
Advantages of being served at FINCA Bank:
- Access to the money in any branch of FINCA Bank — there are 24 branches in all the regions of Kyrgyzstan;
- International practice of responsible financing for over 30 years;
Trust and confidence of over 1 800 000 FINCA clients in 21 countries across the globe;
- Compliance with the Client Protection Principles — certified by the Smart Campaign.
CJSC “FINCA Bank” is a participant of the Deposit Protection System. According to the Law of the Kyrgyz Republic “On protection of bank deposits”, the deposits of the physical persons (including interest) placed in the banks-participan of the deposit protection system, under guarantee event a compensation to be paid in amount up to 200 thousand som.